Spa
Insurance
It doesn’t matter if you own a day spa or a medspa,
Spa Insurance is a must-have for any beauty business.
It only takes a few minutes!
What Is Spa Insurance?
As the owner of a spa, your job is to help clients feel like the best version of themselves and in doing so, you carry a lot of responsibility.
In any business, there is always a risk something could go wrong. In a business built on providing beauty treatments, the risk is doubled.
Insurance for spas protects against the risks associated with the services you provide, including equipment and treatment-related injuries.
What Spa Insurance Covers
Your all-inclusive Spa Insurance policy should cover:
Also known as Commercial General Liability (CGL), General Liability Insurance is the foundation of every flawless Spa Insurance policy. A General Liability Insurance policy protects spa owners against third-party claims, such as a slip-and-fall injury or property damage.
Professional Liability Insurance, aslo known as Malpractice Insurance, protects spa owners against claims related to their professional activities and services, alleged or otherwise. For example, a client suffers a chemical burn from a facial and decides to sue. This is where Professional Liability Insurance would be helpful.
High-quality products aren’t necessarily low-risk. Product Insurance protects spa owners against claims related to the products you use or sell. Think allergic reactions, chemical burns – it could happen and if it does, it’s better to be safe than sorry.
Speak with your broker about customizing your Spa Insurance coverage to include additional policies, such as cybersecurity or commercial property insurance.
Why Get A Quote From Us?
Exclusive Rates
We’ve partnered with Canada’s biggest insurance companies to offer you exclusive rates.
Amazing Support
You can expect first-class service from our dedicated brokers, any time, anywhere.
Quick & Easy
With our advanced online platform, your quote is available in minutes.
Custom Coverage
Leave it to us to find a policy to best meet your unique business needs.
Frequently Asked Questions
Spa Insurance provides coverage for employees of the spa, but independent practitioners who are renting space are most likely not covered by the insurance policy. Speak with your broker to better understand the limitations and restrictions of your policy.
Spa Malpractice Insurance is a type of Professional Liability Insurance. Due to the personal nature of your work, you or your employee’s services may lead to accidental bodily injuries. Protect your reputation and put your most protected self forward.
Yes, we highly recommend it. Spa Malpractice Insurance can protect you where a waiver won’t. The jury is still out on whether or not waivers are an enforceable form of protection in court. For that reason, it is best to cover your bases and include a Spa Malpractice Insurance policy in your risk management strategy.
How Much Does
Spa Insurance Cost?
The cost of Spa Insurance depends on several factors, such as:
- Number of employees
- Annual revenue
- Services provided
We’ve partnered with the biggest insurance companies in Canada to offer you the most exclusive rates.
Ready to find out how much your policy could cost? Get a free quote now:
Take some time. Treat yourself. You deserve it.
Request a quote now and save up to 30% on your Beauty Insurance policy.